Third party information, if combined with the data we collect through the Services, will be subject to this Privacy Policy. If you have opened an account with us and you wish to withdraw your consent to have Communications provided electronically, you must close your account by contacting support@earnin.com or using live chat with the Earnin team via the mobile app, and stop using the Sites and Services. We will initiate debits to your Bank Account or debit card as permitted by applicable laws and NACHA rules. Do we retain your data for as long as we need it unless you request deletion? How can I access the Earnin app if I wish to travel outside the U.S? Olly Dawes. Boost for boost? As a granter, you'll have one Boost. This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution. 4.021.319.19.01 extension 553 secretariat@amp.ase.ro; 6 Piata Romana, 1st district, Bucharest, 010374 Romania 2-10 Caderea Bastiliei Street, District 1, 010374 . PUSH NOTIFICATIONS, EMAIL AND SMS COMMUNICATIONS These voluntary tips help fund us and keep us going, but we want you to be in control of if, when, and how much to tip. The world works best when people help each other, so we put the power to help the community by raising pay period Max in your hands. At ActiveHours, Inc. d/b/a Earnin (Earnin), we are building a financial system that works for people and is based on our goal to be fair and transparent. For example, we may use the account information you provide or that we collect from Third-Party Sites to confirm your accounts are valid and to access funds from your accounts in connection with fulfillment of the Services. If you believe that your Registration Information or a device that you use to access any Site has been lost or stolen, that someone is using your account without your permission, or that an unauthorized transaction has occurred, you must notify us IMMEDIATELY atsupport@earnin.com. Before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances. If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself and Earnin Express, it does so pursuant to Evolve Bank and Trusts Privacy Policy, and such Personally Identifiable Information is not subject to this Privacy Policy. All funds associated with your deposit account are held by Evolve Bank & Trust. any services, content, and/or features made available by us through the Website or App (. Advocacy If you do not agree with any changes to the Policies, you may close your account and terminate your Services with Earnin. Do we track your browsing activities on other sites? YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITES AND SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards, IS AT YOUR SOLE RISK. INFORMATION FROM CHILDREN To establish the existence and condition of your Bank Account; To establish you are over the age of 18 and a resident of the United States; To determine your eligibility to use the Services; To enable our third party financial services partners to implement fund transfers; To connect with you if there is a problem related to a transaction you requested or to discuss a problem with your Earnin account; and. By using Medical Bill Review, you further authorize Activehours to speak to your medical provider, or their representatives, on your behalf about the contents of the documents you submitted for Medical Bill Review. B. information Earnin collects automatically; Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. Balance Shield. Activehours offers various tools and functions through the Sites, that can enable you to assess the value of your accrued pay and to access such earned wages prior to payday by obtaining a payout from Activehours (each, a Pay Out). Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. To opt out of our program and unlink your cards, you must follow the steps below: You agree and understand that you are responsible for maintaining the confidentiality of the combination of your Login ID and password, which together allow you to access the Services, and access Earnin Cash Back Rewards . download download. Click the hamburger . Max Boost allows you to request a Max boost from another Earnin member in the program (the "Grantor") by providing you a unique link to send to the Grantor; and if the Grantor approves the request you will get a temporary $50 pay period Max increase which you can then Cash Out. these Terms of Service and any amendments, modifications, or supplements; records of any payment and other transactions you handle through the Sites or Services, including payment histories and transaction confirmations; disclosures or notices provided in connection with the Services, including any required by federal or state law (including initial disclosures, periodic statements, periodic and annual error resolution notices, initial and annual privacy notices, opt-out notices, and change-in-terms notices); any customer service communications, including communications with respect to claims of error or unauthorized use of the Sites or Services; and. link/ZPxZyNSp3mb Can anyone in the Earnin Community help me boost my Max? Nevada State Bill 220. The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver This Custodial Account Authorization Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns; provided, however, you may not assign this agreement to any person without Banks written consent. These factors may be changed at any time, at our sole discretion. All Communications in either electronic or paper format will be considered to be "in writing." Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. How can I request that Earnin delete my data? These terms of service ("Terms of Service") constitute a legal agreement between you and Activehours, Inc., (Activehours) a Delaware corporation, and govern use of the Site and the Services and your use of the Site and the Services. Alternatively, you can send an email that includes your contact information tosupport@earnin.comto request any corrections to your personal information. What information will Earnin ask for when I make a request? You agree that Earnin will not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Site or the Services. The purpose of this Privacy Policy is for you to understand how we collect and use your information, your privacy rights, and what information Earnin is required to keep. 200 Portage Ave. This information is protected by physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations. Welcome to Earnin! You agree to maintain a balance that is sufficient to fund all payments you initiate. 3. Earnin will send you an annual reminder that Balance Shield is turned on. If you choose, you may add your contacts information into the App by connecting your contacts from your mobile device to the App. We will debit any payments authorized by you for Cash Outs, Max Boost and Balance Shield Cash Out directly from your Bank Account on the day of your next regularly scheduled paycheck. Your Sub-Deposit Account will also have a daily maximum transfer limit of five hundred dollars ($500). Opting out in this manner will not end transmission of Services related Messages. If your payout under Balance Shield is less than $100, your voluntary additional payment amount will be prorated based on the amount of money that Balance Shield cashes out. We will review your Tip Yourself Account and transaction activity at various times, including when you initiate a transfer of funds into or out of your Tip Jar(s). All terms, provisions and agreements set forth in the Account Agreement are hereby incorporated herein by reference with the same force and effect as though fully set forth herein. If you are a California resident and would like to make such a request, please submit your request tosupport@earnin.com. You can opt out from future notifications by clicking on the unsubscribe link in One Click Politics or Earnin emails, or via opt out language from any texts received. Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your Earnin credentials with anyone. terms and privacy. You understand and acknowledge that Earnin may modify the Content for formatting, navigational, integration or other purposes, but such modifications will not materially distort such Content. You may direct copyright infringement notifications to our DMCA Agent at: Earnin Compliance Team Activehours does not assume any responsibility for the timeliness, accuracy, deletion, non-delivery, or failure to store Account Information. Please be aware that not all information sharing is covered by the California Privacy Rights requirements and only information on covered sharing will be included in our response. We are actively working to support more banks as we continue to grow, and we encourage you to check back at a later time to see if your bank has been added to our list. 512(c)(3) for further detail): You may direct copyright infringement notifications to our DMCA Agent at: Earnin Compliance Team Identification Information: You may also be asked to provide identification information to confirm your identity, including your first and last name, zip code and phone number. Can anyone in the Earnin Community help me boost my Max? Not all Visa, MasterCard, and American Express cards are eligible for registration. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to Personal Information only for those employees who require it to fulfill their job responsibilities. We like putting you in control. Earnins use of the Content or your Name and/or Likeness does not imply any endorsement of or any affiliation with you. Can anyone in the Earnin Community help me boost my Max? Upon notice of termination, we will return any remaining balance in your Tip Yourself Account to your Bank Account through an ACH transfer and you will no longer be able to use your Tip Yourself Account or Tip Yourself. Removing your Bank Account may affect your ability to receive the Earnin Services. disclosures or notices provided in connection with the Services, including any required by federal or state law (including initial disclosures, periodic statements, periodic and annual error resolution notices, initial and annual privacy notices, opt-out notices, and change-in-terms notices); The Tip Yourself Service allows you to better track and meet your savings goals by allowing you to authorize one-time and/or recurring transfers from your Bank Account to your Tip Yourself Account. As a granter, you'll have one Boost. If you wish to revoke your authorization, you may do so by contacting support@earnin.com at least three business days before the day the transaction is scheduled and stop using the Sites and the Services. We may use the information you provide to use Earnin Cash Back Rewards as follows. Capitalized terms not defined in the Privacy Policy will be defined in the Terms of Service. In addition, we will send you an in-app notification or email informing you of any material changes in the Terms of Service prior to posting those changes. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our web design and functionality. Boost for a boost Can anyone in the Earnin Community help Press J to jump to the feed. Balance Shield alerts can stay on indefinitely until you turn them off. If you need help in changing your Profile information, please email us at support@earnin.com or live chat the Earnin team via the mobile app. Device IDs allow app developers, and others to uniquely identify your device for purposes of storing application preferences and other data. If you provide us a debit card, you can Cash Out with Lightning Speed, a service that enables funds associated with Cash Outs to be expedited. Failed or rejected debits may be reinitiated at any time up to 150 days after the first debit. The policy may be updated from time to time at our discretion. YOU ARE GIVING UP YOUR RIGHT TO SERVE AS A REPRESENTATIVE, AS A PRIVATE ATTORNEY GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY, OR TO PARTICIPATE AS A MEMBER OF A CLASS OF CLAIMANTS, IN ANY LAWSUIT INVOLVING ANY SUCH DISPUTE. You agree to promptly alert us whenever you stop using a telephone number. This section explains how Earnin shares your information. An Earnin account will let you: You also agree to provide accurate profile information, including, as applicable, your name, physical address, email address (Profile Information). FiscalNote and/or other similar programs, collects the following information from you and shares it with Earnin: This information is used to help determine your local, state and federal representatives and direct your emails and calls to the appropriate representative or third party. Please and thank you, Scan this QR code to download the app now. You may only have one account with Earnin. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Within your Tip Yourself Account you can track your savings towards your specific savings goals by creating different tip jars within your Tip Yourself Account. The Licensed Parties reserve the right to remove any Content. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. Activehours may share my transaction data with Earnin Cash Back Rewards participants to determine if you are eligible to receive the offered reward. When you use the Max Boost Feature, either as a Requestor or Grantor, Earnin will share some of the following Personally Identifiable Information with the Requestor or Grantor: When using Max Boost, Earnin will collect and share messages and community participation such as: When you Pay It Forward, Earnin may use the Personally Identifiable Information we collect for other purposes such as: For Tip Yourself (Tip Yourself Service), we may use the Personally Identifiable Information Earnin collects for additional purposes such as: Some Personally Identifiable Information is public information (including your first name and the first initial of your last name, profile photo, and public tip reasons you decide to share), and may be seen by anyone accessing the Tip Yourself Service on the App, by any Tip Yourself logged in user. Information We Share If you do not, or cannot provide timesheets, you can use Automatic Earnings, which can automatically track your earnings, and add them to your Earnin account based on your work address. We may also decline to offer Balance Shield to you at any time, without prior notice, if we reasonably believe such refusal is necessary or advisable for legal or security reasons, or to protect the Services. Any and all changes to these Terms of Service will be posted on the Activehours.com site. Earnin will send you an annual reminder that Balance Shield is turned on. https:// earnin.app. We may use your information to improve and personalize the Services. Third-Party Credentials: You may also enter in certain passwords, usernames, account numbers, and other account information for third-party sites and Internet services ("Third Party-Sites"). We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Funds held in your Sub-Deposit Account will remain in your Sub-Deposit Account until you instruct us to transfer any or all of your funds from your Sub-Deposit Account to your Checking Account by requesting such transfer. If this occurs, we may try to locate you using your Profile Information. Legal Department Can anyone in the Earnin Community help me boost my Max? Do we track your device location while you are not using the app? Once you choose to redeem, the reward will be reflected in your associated bank account 3-5 days after that. The Earnin Site may contain links to third-parties we have partnered with, except as described in this Privacy Policy, we do not share your Personally Identifiable Information with them and are not responsible for their privacy practices. For Tip Yourself (Tip Yourself Service, we may use the Personal Information Earnin collects for additional purposes such as: Evolve Bank & Trust. By submitting documents, including documents containing medical and insurance information, for Medical Bill Review, you agree that you are disclosing the documents to Activehours and expressly authorize Activehours to review the contents of each document. For purposes of storing application preferences and other data Bank Account may your. Turn them off these factors may be updated from time to time at our sole.... Stay on indefinitely until you turn them off data we collect through the Services Visa... Partners use cookies and similar technologies to provide you with a better experience to receive the Earnin Community help J! Application preferences and other data deposit Account are held by Evolve Bank &.... Eligible to receive the offered reward remove any Content NACHA rules may close your Account and terminate Services... 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